Poland's school and nursery prices speed up to about 10.4% a year by 2036, faster than energy from 2027.
Satoria's forecast
Satoria forecast for Poland: how much more school, nursery and courses cost each year 10.4% in 2036, up from 5.3% in August 2026 - could go either way. 80% range 0.8% to 22.5%.
This is about how fast prices rise, not how big the bill is. Satoria's own ten-year path takes Poland's school and nursery prices from 5.3% a year in August 2026 to about 10.4% a year in 2036. The 80% range for 2036 is wide, 0.8% to 22.5%.
Updated 2026-09-28: Edited for readability 28 Sep 2026. No number or conclusion changed.
Updated 2026-09-28: Edited for readability 28 Sep 2026. No number or conclusion changed.
Updated 2026-09-28: Corrected 28 Sep 2026: the headline compared how fast prices rise, not what families pay. Now it says so. No number changed.
Updated 2026-09-30: Updated 30 September 2026: this story now opens with Satoria's own forecast for 2036, the full horizon of our yearly model, instead of the 2030 point it was built against. The forecast figures were re-cut from the model run of 29 September 2026, so numbers on the path have moved; the measured history is unchanged. The ten-year worked example is larger than the four-year one it replaces, and the Netherlands ends level rather than slower. Every earlier version stays in the archive.
Poland's school prices speed up for ten years. Four of the six slow down.
Pick a country. Our path takes Poland from 5.3% a year in August 2026 to 6.9% in 2027 and about 10.4% by 2036. Germany eases to 3.1%, France to 2.5%, Italy to 1.3%, and the Netherlands ends near 3.2%, where it started. The 80% range for Poland in 2036 runs from 0.8% to 22.5% a year.
At forty you pay four bills at once. Only the children's bill speeds up to 2036.
The loan, the children, the car, the shopping. Our forecast slows getting around and energy. It does not slow school and nursery, which climb to about 10.4% a year by 2036. House prices here are an index after inflation, 2010 = 100, and the 2026 reading is the first quarter of 2026 only.
Energy price rises are slowing. School price rises are not.
Fuel and energy rose between 5% and 17% in the year to August 2026, and our forecast brings both down to between 2% and 3% a year by 2036. School, nursery and courses do not follow: Poland climbs to about 10.4%.
Spain is the slowest of the six. How fast do its school prices rise by 2036?
Poland climbs to about 10.4% a year. Spain starts from 2.5% in August 2026 and goes the other way. Move the slider before we show the answer.
Only in Britain does our model clearly speed general prices up.
Our forecast to August 2027 has Britain at 3.6%, up from 3.3%. In America prices rise 3.2% and pay 2.9%, so pay falls a little behind. This path runs one year out; the school price path climbs to 2036.
Between the thirties and the forties the pay gap roughly doubles, in all six countries.
In Germany the gap goes from 6.4% to 14.5%. In Spain women in their thirties are ahead by 0.5%, then 5.8% behind. These are measurements for 2024, not part of the school price path that climbs to 2036.
The school price figure for 2027 is the first check on a path that climbs to 2036.
It needs to come in near 6.9%, up from 5.3% in August 2026. Each of these lands on a known date.
The price that does not slow down
Ask a parent in their forties which bill frightens them and the answer is energy or fuel. In the year to August 2026 getting around cost 9.8% more in Spain, and energy cost 17.1% more in Italy.
School, nursery, courses and student rooms do not follow. Four of the six countries end lower by 2036: Germany goes from 5.4% a year to about 3.1%, and France from 4.5% to 2.5%. The Netherlands ends near 3.2%, where it started. Poland goes the other way, from 6.9% in 2027 to about 10.4% in 2036.
Today in Poland energy prices rise faster than school prices, 10.3% a year against 5.3%. On our central path (the middle line of the forecast) they change places in 2027, and school stays the faster of the two in every year to 2036. We compare speeds here, never the size of the two bills.
On data held out from fitting and model choice across 20 country series the model's errors were 27% smaller than assuming no change. Its 80% ranges are wide and held 71 out of 100 outcomes.
Prices, pay and the loan
For prices in general our monthly forecast reaches August 2027: Britain 3.6%, the United States 3.2%, Germany 2.9%, Canada 2.8%. Britain is the one that clearly speeds up.
In the one country where we can forecast both sides, pay loses narrowly. American pay rises 2.9% and American prices 3.2%: about a third of a point of buying power, gone over a year.
Your home, meanwhile, stops working as savings. Take general price rises out and set the 2010 price at 100: our path moves Britain from 109 in the first quarter of 2026 to 119 in 2035, about 1% a year. In Poland it falls, from 123 to 121.
The decade the pay gap opens
One measurement here is not a forecast and matters more than any of them. In 2024, at ages 25 to 34, the gap between women's and men's average hourly pay was 6.4% in Germany, 5% in Poland and -0.5% in Spain, with women slightly ahead.
At ages 35 to 44 the same table reads 14.5% in Germany, 12.5% in France and 8.5% in Poland. The gap roughly doubles, in every one of the six countries.
It does not close again: by ages 45 to 54 Germany is at 20.5%, and by ages 55 to 64 at 24.7%. Being out of work is uneven too.
Sources
- Satoria: Satoria forecast runs: yearly model 7.4 of 29 September 2026 and monthly model 7m of 27 September 2026
- Federal Reserve Bank of St Louis (FRED), Bank for International Settlements data: Real residential property prices (2010 = 100)
- Eurostat: Gender pay gap in unadjusted form by age (earn_gr_gpgr2ag)
- Eurostat: Unemployment by sex and age, yearly data (une_rt_a)
Story version 8, prepared 2026-09-30. Prepared by Satoria.